March 14, 2012

Divorce and Social Security in 10 + year marriages

In meeting with divorcing Oregonians, I get a lot of questions about social security benefits as part of divorce.  Many people don’t know, but if you have been married for at least ten years with your “soon to be ex” your spousee can recieve benfits based on your social security record (even if you have remarried) if:


  1. You were married at least 10 years
  2. Your ex is unmarried
  3. Your ex is 62 or older
  4. Your ex is entitled to receive less benefits from their own work history v.s yours.
  5. You are entitled to benefits.

Divorcing couples seeking a cooperative resolution who have been married 9, but not quite 10 years may wish to delay finalization so that the lower earning spouse can be entitled to the maximum benefits.